Kraków, małopolskie
Credit Manager
Your responsibilities:
- Credit policy: formulate, recommend or update country/cluster credit policy with support from the country credit committee and assure adherence to accepted standards
- Contract proposals: review major lease, purchase or conditional sales contract proposals to identify and minimize credit risk
- Credit decision: define and review credit limits for new and existing customers and supports Local Divisions on credit decisions
- Sales function support: maintain frequent communication with sales function and perform credit reviews with Local Business Units on a regular basis
- Settlement terms: support Local Divisions in settlement of delinquent accounts when established parameters are not met
- Collection: guide and support coordination of collections. Participate in strategy planning of debt monitoring and recovery
- Legal proceedings: represent and manage issues involving bankruptcy and other legal proceedings with support of Local Business Unit or Country Finance Manager
- Process improvements and standardization: drive initiatives for continuous process improvements in the customer credit management area and develop and implement accepted standards for operations across the managed countries
- Monitoring: ensure proper reporting, key performance indicators monitoring on regular basis, including annual review process for key customers
- Results: prepare summaries and materials for presentations (e.g. Corporate Credit Committee; Corporate CFO), provide data analytics and statistics, maintaining internal communications platforms
We offer:
- Enjoy a stable employment in a company with a long history in innovation and technology.
- Collaborate with experienced experts in an international environment.
- Seize individual development and training opportunities, from job specific to soft skills.
- Get private medical care (including offers for family members) and life insurance.
- Receive attractive remuneration based on your experience and skills, and other financial benefits, such as annual bonus and internal share purchase program.
- Choose from various benefits in kind, ranging from healthy lifestyle offerings, to knowledge sharing, to teambuilding activities.
Benefits:
- Life insurance
- Commute Refund
- Multisport
- Luxmed Health Care
- Multikafeteria & Additional Perks
Your background:
- Proven work experience as a Credit Manager or above 5 years of relevant experience in credit risk analysis of corporates and financial companies, business / financial analysis, management reporting with a medium to large corporate or bank or rating agency
- Experience in implementing, managing, monitoring and reporting for large processes and projects
- Advanced knowledge of accounting landscape and excellent user knowledge of Microsoft Office and Excel skills
- Proficiency in business English (intermediate knowledge of one of the Balkan languages an advantage)
- Interdisciplinary and networked thinking, sound knowledge and enjoying risk analysis of countries – industries (includes changes in regulatory frameworks) and relevant impact on companies - financial counterparties and inherent complexity and dynamics
- Strong analytical and problem-solving skills, ability to work towards tight deadlines, demonstrating high degree of expertise and commitment
- Ability to adapt to flexible timings (if required) and ability to work with team members and supervisors across geographies and with other cultures
- Bachelor’s or Master’s degree in Accounting, Business Administration, Finance or similar field
Inne oferty pracy